Golf Cart Financing at Cart Mart

Consumer Financing

Click on one of the options below to get started on your application:

Pre-approvals are valid for 30 days from the date of application submitted through our online portal.

DLL Consumer Financing Application

Touch-and-Go Consumer Financing

Financing available for Touch-and-Go credit customers:

Pre-approvals are valid for 30 days from the date of application submitted through our online portal.

Roadrunner Consumer Financing Application

Commercial Financing

Click on one of the links below to get started:

$0 Down Financing Terms & Conditions

$0 Down Financing is available to qualified consumer customers through participating third-party lenders and is subject to credit approval. Approval, interest rates, monthly payments, and loan terms are determined solely by the lender based on the applicant’s credit profile, income verification, and eligibility criteria. $0 Down Financing is not available for commercial or fleet purchases.

Program availability may vary by location, lender, vehicle type, and applicant qualifications. Taxes, fees, accessories, delivery charges, and optional add-ons may be included in the financed amount depending on lender rules.

Cart Mart is not a lender and does not make credit decisions or guarantee approvals. Cart Mart reserves the right to modify or discontinue financing promotions at any time.

Finance Terms & Conditions

Financing is available for both new and used golf cars. Customers may also finance extended warranties, parts, accessories, and complete extended service plans to maximize protection and convenience.

Promotional 0% financing rates offered by qualifying OEMs are available on approved credit and are subject to change or termination without notice. These offers cannot typically be combined with other promotional discounts or incentives unless explicitly stated.

All financing is subject to credit approval, applicable taxes, fees, and lender eligibility requirements.

Frequently Asked Questions

Question: Who provides the financing---Is Cart Mart the lender? Short answer: Financing is arranged through third-party lenders (including Sheffield, DLL, Octane/Roadrunner, and Wells Fargo). Cart Mart is not a lender and does not make credit decisions or guarantee approvals, rates, or terms. All approvals, interest rates, payments, and loan terms are set solely by the participating lender.

Question: How do I apply, and how long does a pre-approval last? Short answer: For consumer financing, you can apply online through options like Sheffield and DLL; Touch-and-Go credit customers can apply via Octane/Roadrunner. For commercial needs, apply through DLL (lease) or Wells Fargo. Pre-approvals submitted through Cart Mart's online portal are typically valid for 30 days from the application date. During the process, lenders may require valid ID, proof of residence, income verification, and any additional documentation they specify.

Question: Is $0 down financing available, and who qualifies? Short answer: $0 down financing is available to qualified consumer customers only and is subject to lender credit approval. It is not available for commercial or fleet purchases. Not all applicants or vehicle types will qualify, and certain models or amounts may still require a down payment per lender guidelines. Program availability varies by location, lender, vehicle type, and applicant qualifications. Taxes, fees, accessories, delivery charges, and optional add-ons may be included in the financed amount depending on lender rules.

Question: Can I finance more than just the vehicle, and are there promotional 0% APR offers? Short answer: Yes. In addition to the vehicle, you may finance extended warranties, parts, accessories, and complete extended service plans. Some OEMs may offer promotional 0% APR on approved credit; these offers can change or end without notice and generally cannot be combined with other discounts, coupons, incentives, or rebates unless explicitly stated. Be mindful that deferred-interest or "same as cash" promotions, where available, can result in accrued interest if the balance is not paid in full by the promotional deadline.

Question: What commercial financing options are available? Short answer: Commercial customers can apply through DLL (lease application) or Wells Fargo (commercial application). All commercial financing is subject to lender approval and terms, and consumer-specific promotions like $0 down do not apply to commercial or fleet purchases. For current program details or promotions, contact the Cart Mart Finance Department.

Q&A

Question: What documents and information will I need to submit with my financing application? Short answer: Lenders typically require valid identification, proof of residence, income verification, and any additional documents they specify. All applications are subject to each participating lender’s approval criteria and policies before financing can be completed.

Question: Can I roll taxes, fees, accessories, warranties, or service plans into my loan? Short answer: Yes. Depending on lender rules, taxes, fees, accessories, delivery charges, and optional add-ons may be included in the financed amount. You can also finance extended warranties, parts, accessories, and complete extended service plans.

Question: Do you finance both new and used golf carts? Short answer: Yes. Cart Mart can help arrange financing for both new and used golf cars and will work to match you with an appropriate program at competitive available rates. All financing is subject to lender credit approval, applicable taxes/fees, and program eligibility.

Question: How do promotional 0% APR and deferred-interest (“same as cash”) offers work? Short answer: Promotional 0% APR offers are provided by qualifying OEMs on approved credit and may change or end without notice. These promotions generally cannot be combined with other discounts or incentives unless explicitly stated. Deferred-interest offers, where available, can result in accrued interest if the balance isn’t paid in full by the promotional deadline.

Question: Can financing programs or promotions change, and where do I get current details? Short answer: Yes. Cart Mart reserves the right to modify or discontinue financing promotions at any time, and lenders can change their programs without notice. For the latest options or promotions, contact the Cart Mart Finance Department.